From: Flybuys =20
Sent: Thursday, 12 May 2022 11:49 AM
To: james@personal-training.com.au
Subject: James, get 2 month waiting periods waived on extras with HCF
=20
Plus, up to 130,000 points when you join and stay for 10 months
Skip to main content=20
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5x points on fresh produce at Coles* when you join HCF by Thu 30 June =
2022=20
Plus, get 2 month waiting periods waived on extras+ and up to 130,000 =
points when you stay with HCF for 10 months~=20
=20
=20
=20
5x points and 2 month waiting periods waived offers valid until Thu 30 =
Jun 2022
Offers are available independently of each other
The up to 130,000 points offer remains available after Thu 30 Jun 2022=20
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Hi James,
Did you know that HCF is Australia=E2=80=99s largest not-for-profit =
health fund? Today, 1.8 million Aussies count on them to protect their =
health =E2=80=93 they=E2=80=99re known for delivering a level of care =
that=E2=80=99s uncommon.
When you join an eligible HCF cover by Thu 30 Jun 2022, you=E2=80=99ll =
get 5x points on fresh fruit, veg and meat (excluding deli, nuts, dried =
fruit and floral) at Coles for 2 months.* Plus, get your 2 month waiting =
periods on extras waived.+
Once you stay with HCF for 10 months, you=E2=80=99ll also collect up to =
130,000 points!~ That=E2=80=99s worth up to $650 Flybuys dollars.^
Switch to HCF in less than 15 minutes today.=20
=20
=20
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How HCF is different to other health funds
=20
=20
=20
=
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Health cover that costs less than a coffee
HCF=E2=80=99s been awarded Outstanding Value Health Insurance 6 years in =
a row. With HCF=E2=80=99s Starter Extras Cover, you can be covered from =
as little as $2.90## per week.=20
=20
=
Find out more=20
=09
=09
=
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100% back on popular extras^^
Get 100% back on a range of popular extras including dental, optical, =
physio and more, through HCF=E2=80=99s No-Gap network.^^ Their =
nationwide network of providers gives your access to comprehensive =
extras cover at an affordable price.=20
=20
=
Find out more=20
=09
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##Premiums based on single cover in NSW, aged under 65, single taxable =
income of =E2=89=A4 $90,000 per year, 24.608% Australian Government =
Rebate applied.
^^100% back from providers in our No-Gap network is available on =
selected covers. Waiting periods and annual limits apply. See =
corporate.hcf.com.au/flybuys/members/no-gap-services
=20
=20
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Get inspired with HCF=E2=80=99s Health Agenda
=20
=20
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=
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How private health cover can help you=20
Is private health cover worth it, if you=E2=80=99re young and healthy? =
HCF=E2=80=99s programs and services can help you take charge of your =
health. Find out how.=20
=
Read more=20
=20
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Popular covers designed for your lifestyle
=20
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HCF Starter Extras
From $2.90# per week
=20
Basic extras cover for general dental, physio, chiro and selected =
therapies.=20
=20
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Get a quote=20
=09
=09
HCF My Future Basic Plus
From $21.70=E2=97=8B per week
=20
This package offers flexible extras cover so you can claim on the =
included services you need most like dental, physio and selected =
therapies.=20
=20
=
Get a quote=20
=09
=09
HCF Hospital Bronze Plus
From $19.90=E2=97=8B per week
=20
Peace-of-mind hospital cover for the healthy and budget conscious.=20
=20
=
Get a quote=20
=09
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#Premiums based on single cover in NSW, aged under 65, single taxable =
income of =E2=89=A4 $90,000 per year, 24.608% Australian Government =
Rebate applied, and no Lifetime Health Cover loading.
=E2=97=8BPremiums based on single cover in NSW with $750 excess, aged =
under 65, single taxable income of =E2=89=A4 $90,000 per year, 24.608% =
Australian Government Rebate applied, and no Lifetime Health Cover =
loading.
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Ways to connect with HCF
=20
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=
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Speak to an expert=20
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HCF’s health insurance experts are here to advise based on the cover you =
actually need. Call 1800 423 423.=20
=09
=09
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=
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Visit a branch=20
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HCF has branches across Australia. Find your closest branch here.=20
=20
=
Find branch=20
=09
=09
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=
=20
=09
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Visit the website=20
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Check out the HCF website to find out more and get a quote today.=20
=20
=
Find out more=20
=09
=09
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Skip to Terms and Conditions =20
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Hi James, you have 57,417 points as at Wed 11 May 2022=20
Membership Number: 6008 xxxx xxxx 4512
=20
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Terms and Conditions=20
Coles fresh 5x points
*Offer valid at Coles Supermarkets and Coles Online. Offer excludes =
Coles Express and purchases through eBay or Uber Eats. To qualify for =
this offer you must sign up to an eligible HCF policy (excludes =
Corporate, Ambulance Only and Overseas Visitors Health Covers and HCF =
Life Insurance products) during the campaign period between Mon 24 Jan =
and Thu 30 Jun 2022, meet the eligibility requirements# and present your =
Flybuys card at the time of purchase. Offer is available to new HCF =
members only. You must not have been an HCF policy holder 6 months prior =
to taking out a new HCF policy. You will receive 5 Flybuys points (1 =
standard Flybuys point plus 4 bonus points) per $1 spent on the =
following Coles categories during the offer activation period: fresh =
fruit, fresh vegetables, fresh meat excluding Coles deli, nuts, dried =
fruits and floral. 5x points will not apply in addition to any targeted =
or other Flybuys bonus points offers received by you via email, the =
Flybuys app or otherwise. 5x points will be credited to qualifying =
members=E2=80=99 Flybuys accounts within 7 days of making the qualifying =
purchases. Offer activation period commences when the offer is activated =
which will occur within 30 days after the first premium payment on your =
eligible HCF policy. The offer activation period ends 60 days from the =
date of the offer activation or until the termination of your eligible =
HCF policy (whichever is sooner). Points awarded after savings, =
discounts and vouchers. This offer has been sent to you by Flybuys. =
Flybuys’ privacy policy applies. Standard Flybuys terms and conditions =
apply and are available at flybuys.com.au =
.
#Eligibility requirements
1. you are a current Flybuys member;
2. you are a new HCF member. You must not have been an HCF policy holder =
6 months prior to taking out a new HCF policy;
3. you take out a new selected HCF health insurance policy which is =
accepted by HCF (excludes Corporate, Ambulance Only and Overseas =
Visitors Health Covers and HCF Life Insurance products) between Mon 24 =
Jan 2022 and Thu 30 Jun 2022;
4. you provide your Flybuys member number when joining online, over the =
phone or in a HCF branch; and
5. you are an Australian resident.
2 month waiting period waiver for extras
+Offer ends Thu 30 Jun 2022. The up to 130,000 standard points offer =
remains available after Thu 30 Jun 2022 and eligibility requirements for =
that offer still apply.
~Flybuys up to 130,000 standard points offer
Offer
=E2=80=A2 If you meet the eligibility requirements and maintain your =
health insurance policy in accordance with the terms set out below, you =
will receive your Flybuys points up to the amounts set out in the table.
=E2=80=A2 The total annual premium value is calculated prior to any =
rebate reduction from the Government and includes any Lifetime Health =
Cover Loading.
Eligibility requirements
1. you are a current Flybuys member;
2. you are a new HCF member. You must not have been an HCF policy holder =
6 months prior to taking out a new HCF policy;
3. you take out a new selected HCF health insurance policy which is =
accepted by HCF (excludes Corporate, Ambulance Only and Overseas =
Visitors Health Covers and HCF Life Insurance products) on or after Wed =
14 Oct 2020;
4. you provide your Flybuys member number when joining online, over the =
phone or in a HCF branch; and
5. you are an Australian resident.
Flybuys points
To receive the Flybuys standard points your policy must be active (i.e. =
not terminated or suspended) for at least 10 calendar months (10 Active =
Months Period) and your policy premium must be paid up to date as at the =
end of the 10 Active Months Period. Points awarded per policy to the =
main policyholder. Flybuys standard points will be awarded in one =
instalment in the month following the 10 Active Months Period. Number of =
points awarded depends on the annual premium value as at the last day of =
the calendar month in which your policy started or your first premium =
payment is made (whichever is later) – See points table =
=
for details.
Suspension, cancellation or changes
=E2=80=A2 If you suspend your policy at any time within the first 12 =
months of the commencement of your policy, your points earning =
eligibility will also be suspended. You will receive the points when =
your policy is recommenced and you have met these terms and conditions.
=E2=80=A2 If you cancel your policy before completing the 10 Active =
Months Period, you will not receive any points.
=E2=80=A2 If you change your level of policy cover, which results in a =
change to the total annual premium value, your standard points will be =
awarded in accordance with the total annual premium value as at the last =
day of the calendar month in which your policy started or your first =
premium payment is made (whichever is later).
General
=E2=80=A2 The Offer is only available if you join through the HCF =
website =
or via an HCF call centre or branch.
=E2=80=A2 To earn and redeem Flybuys points you must be a current =
Flybuys member. Standard Flybuys terms and conditions =
apply and are available at flybuys.com.au =
.
=E2=80=A2 The Offer may be withdrawn or change at any time.
=E2=80=A2 Flybuys will credit your Flybuys membership account with =
Flybuys points in accordance with these terms and conditions.
=E2=80=A2 Each HCF membership can only be linked to one Flybuys account.
=E2=80=A2 This offer is available independently of the share of the 5x =
points on fresh at Coles offer. This offer is available after Thu 30 Jun =
2022.
^Flybuys dollars redemption: Flybuys dollars can only be redeemed in =
increments of $10. Flybuys dollars may be used in-store at Coles =
Supermarkets, Liquorland, First Choice Liquor, First Choice Liquor =
Market, Coles Express, Kmart, Target and mycar only. Flybuys points can =
be converted to Flybuys dollars in multiples of 2,000 points only. 2,000 =
points equates to $10 Flybuys dollars. Flybuys dollars cannot be used =
for online purchases. Flybuys points and Flybuys dollars have no cash or =
monetary value. Click here =
for the Flybuys dollars Terms and Conditions.=20
This email was sent to james@personal-training.com.au =
by Flybuys. To unsubscribe =
click here =
.=20
=20
This email is personalised for you and contains personalised links. To =
protect your privacy, we recommend that you do not forward or otherwise =
distribute this email.=20
=20
Offers are sent by Flybuys on behalf of Flybuys=E2=80=99 participants.=20
=20
^Flybuys dollars can only be redeemed in increments of $10.
=20
Flybuys is a registered trademark of Loyalty Pacific Pty Ltd, ABN 82 057 =
931 334. PO Box 12125, A=E2=80=99Beckett Street, Melbourne, VIC 8006 =
Copyright =C2=A9 2022 Loyalty Pacific Pty Ltd. All rights reserved.=20
From: Flybuys =
<flybuys@edm.flybuys.com.au> Sent: Thursday, 12 May =
2022 11:49 AM To: =
james@personal-training.com.au Subject: James, get 2 month =
waiting periods waived on extras with =
HCF
Plus=
, up to 130,000 points when you join and stay for 10 =
months
5=
x points on fresh produce at Coles* when you join HCF by Thu 30 June =
2022 =
P=
lus, get 2 month waiting periods waived on extras+ and up to =
130,000 points when you stay with HCF for 10 months~ =
&nbs=
p;
&nbs=
p;
5x points and 2 month waiting =
periods waived offers valid until Thu 30 Jun 2022 Offers are =
available independently of each other The up to 130,000 points offer =
remains available after Thu 30 Jun 2022 =
&nbs=
p;
&nbs=
p;
H=
i James,
Did you know that HCF is Australia=E2=80=99s largest =
not-for-profit health fund? Today, 1.8 million Aussies count on them to =
protect their health =E2=80=93 they=E2=80=99re known for delivering a =
level of care that=E2=80=99s uncommon.
When you join an eligible =
HCF cover by Thu 30 Jun 2022, you=E2=80=99ll get 5x points on fresh =
fruit, veg and meat (excluding deli, nuts, dried fruit and floral) at =
Coles for 2 months.* Plus, get your 2 month waiting periods =
on extras waived.+
Once you stay with HCF for 10 =
months, you=E2=80=99ll also collect up to 130,000 points!~ =
That=E2=80=99s worth up to $650 Flybuys =
dollars.^
Switch to HCF in less than 15 minutes today. =
&nbs=
p;
&nbs=
p;
H=
ow HCF is different to other health =
funds
&nbs=
p;
&nbs=
p;
H=
ealth cover that costs less than a coffee
HCF=E2=80=99s been awarded Outstanding Value Health Insurance 6 years =
in a row. With HCF=E2=80=99s Starter Extras Cover, you can be covered =
from as little as $2.90## per week. =
Get 100% back on a range of popular extras including dental, optical, =
physio and more, through HCF=E2=80=99s No-Gap network.^^ =
Their nationwide network of providers gives your access to comprehensive =
extras cover at an affordable price.
##= Pr=
emiums based on single cover in NSW, aged under 65, single taxable =
income of =E2=89=A4 $90,000 per year, 24.608% Australian Government =
Rebate applied. ^^100% back from providers in our No-Gap =
network is available on selected covers. Waiting periods and annual =
limits apply. See =
corporate.hcf.com.au/flybuys/members/no-gap-services
&nbs=
p;
&nbs=
p;
G=
et inspired with HCF=E2=80=99s Health =
Agenda
&nbs=
p;
&nbs=
p;
H=
ow private health cover can help you =
I=
s private health cover worth it, if you=E2=80=99re young and healthy? =
HCF=E2=80=99s programs and services can help you take charge of your =
health. Find out how.
#Pr=
emiums based on single cover in NSW, aged under 65, single taxable =
income of =E2=89=A4 $90,000 per year, 24.608% Australian Government =
Rebate applied, and no Lifetime Health Cover =
loading. =E2=97=8BPremiums based on single cover in NSW =
with $750 excess, aged under 65, single taxable income of =E2=89=A4 =
$90,000 per year, 24.608% Australian Government Rebate applied, and no =
Lifetime Health Cover loading.
&nbs=
p;
&nbs=
p;
W=
ays to connect with HCF
&nbs=
p;
&nbs=
p;
S=
peak to an expert
&=
nbsp;
H=
CF’s health insurance experts are here to advise based on the cover you =
actually need. Call 1800 423 423. =
&nbs=
p;
&nbs=
p;
V=
isit a branch
&=
nbsp;
H=
CF has branches across Australia. Find your closest branch here. =
&=
nbsp;
Find branch =
&nbs=
p;
&nbs=
p;
V=
isit the website
&=
nbsp;
C=
heck out the HCF website to find out more and get a quote today. =
Coles =
fresh 5x points *Offer valid at Coles Supermarkets =
and Coles Online. Offer excludes Coles Express and purchases through =
eBay or Uber Eats. To qualify for this offer you must sign up to an =
eligible HCF policy (excludes Corporate, Ambulance Only and Overseas =
Visitors Health Covers and HCF Life Insurance products) during the =
campaign period between Mon 24 Jan and Thu 30 Jun 2022, meet the =
eligibility requirements# and present your Flybuys card at the time of =
purchase. Offer is available to new HCF members only. You must not have =
been an HCF policy holder 6 months prior to taking out a new HCF policy. =
You will receive 5 Flybuys points (1 standard Flybuys point plus 4 bonus =
points) per $1 spent on the following Coles categories during the offer =
activation period: fresh fruit, fresh vegetables, fresh meat excluding =
Coles deli, nuts, dried fruits and floral. 5x points will not apply in =
addition to any targeted or other Flybuys bonus points offers received =
by you via email, the Flybuys app or otherwise. 5x points will be =
credited to qualifying members=E2=80=99 Flybuys accounts within 7 days =
of making the qualifying purchases. Offer activation period commences =
when the offer is activated which will occur within 30 days after the =
first premium payment on your eligible HCF policy. The offer activation =
period ends 60 days from the date of the offer activation or until the =
termination of your eligible HCF policy (whichever is sooner). Points =
awarded after savings, discounts and vouchers. This offer has been sent =
to you by Flybuys. Flybuys’ privacy policy applies. Standard Flybuys terms and =
conditions apply and are available at flybuys.com.au.
#Eligibility =
requirements 1. you are a current Flybuys =
member; 2. you are a new HCF member. You must not have been an HCF =
policy holder 6 months prior to taking out a new HCF policy; 3. you =
take out a new selected HCF health insurance policy which is accepted by =
HCF (excludes Corporate, Ambulance Only and Overseas Visitors Health =
Covers and HCF Life Insurance products) between Mon 24 Jan 2022 and Thu =
30 Jun 2022; 4. you provide your Flybuys member number when joining =
online, over the phone or in a HCF branch; and 5. you are an =
Australian resident.
2 month waiting period waiver =
for extras +Offer ends Thu 30 Jun 2022. The up to =
130,000 standard points offer remains available after Thu 30 Jun 2022 =
and eligibility requirements for that offer still =
apply.
~Flybuys up to 130,000 standard =
points offer
Offer =E2=80=A2=
If you meet the eligibility requirements and maintain your health =
insurance policy in accordance with the terms set out below, you will =
receive your Flybuys points up to the amounts set out in the =
table. =E2=80=A2 The total annual premium value is calculated prior =
to any rebate reduction from the Government and includes any Lifetime =
Health Cover Loading.
Eligibility =
requirements 1. you are a current Flybuys =
member; 2. you are a new HCF member. You must not have been an HCF =
policy holder 6 months prior to taking out a new HCF policy; 3. you =
take out a new selected HCF health insurance policy which is accepted by =
HCF (excludes Corporate, Ambulance Only and Overseas Visitors Health =
Covers and HCF Life Insurance products) on or after Wed 14 Oct =
2020; 4. you provide your Flybuys member number when joining online, =
over the phone or in a HCF branch; and 5. you are an Australian =
resident.
Flybuys =
points To receive the Flybuys standard points your =
policy must be active (i.e. not terminated or suspended) for at least 10 =
calendar months (10 Active Months =
Period) and your policy premium must be paid up to date =
as at the end of the 10 Active Months Period. Points awarded per policy =
to the main policyholder. Flybuys standard points will be awarded in one =
instalment in the month following the 10 Active Months Period. Number of =
points awarded depends on the annual premium value as at the last day of =
the calendar month in which your policy started or your first premium =
payment is made (whichever is later) – See points table for =
details.
Suspension, cancellation or =
changes =E2=80=A2 If you suspend your =
policy at any time within the first 12 months of the commencement of =
your policy, your points earning eligibility will also be suspended. You =
will receive the points when your policy is recommenced and you have met =
these terms and conditions. =E2=80=A2 If you cancel your =
policy before completing the 10 Active Months Period, you will not =
receive any points. =E2=80=A2 If you change your =
level of policy cover, which results in a change to the total annual =
premium value, your standard points will be awarded in accordance with =
the total annual premium value as at the last day of the calendar month =
in which your policy started or your first premium payment is made =
(whichever is later).
General =E2=80=
=A2 The Offer is only available if you join through the HCF website or via an HCF call centre =
or branch. =E2=80=A2 To earn and redeem Flybuys points you must be a =
current Flybuys member. Standard Flybuys terms and =
conditions apply and are available at flybuys.com.au. =E2=80=A2 The Offer may be =
withdrawn or change at any time. =E2=80=A2 Flybuys will credit your =
Flybuys membership account with Flybuys points in accordance with these =
terms and conditions. =E2=80=A2 Each HCF membership can only be =
linked to one Flybuys account. =E2=80=A2 This offer is available =
independently of the share of the 5x points on fresh at Coles offer. =
This offer is available after Thu 30 Jun 2022.
^Flybuys dollars =
redemption: Flybuys dollars can only be redeemed in =
increments of $10. Flybuys dollars may be used in-store at Coles =
Supermarkets, Liquorland, First Choice Liquor, First Choice Liquor =
Market, Coles Express, Kmart, Target and mycar only. Flybuys points can =
be converted to Flybuys dollars in multiples of 2,000 points only. 2,000 =
points equates to $10 Flybuys dollars. Flybuys dollars cannot be used =
for online purchases. Flybuys points and Flybuys dollars have no cash or =
monetary value. Click here for the Flybuys dollars Terms and Conditions. =
This email is personalised for you and contains =
personalised links. To protect your privacy, we recommend that you do =
not forward or otherwise distribute this email.
Offers are =
sent by Flybuys on behalf of Flybuys=E2=80=99 participants. =
^Flybuys dollars can only be redeemed in increments of =
$10.
Flybuys is a registered trademark of Loyalty Pacific =
Pty Ltd, ABN 82 057 931 334. PO Box 12125, A=E2=80=99Beckett Street, =
Melbourne, VIC 8006 Copyright =C2=A9 2022 Loyalty Pacific Pty Ltd. All =
rights reserved.